Archive for August 2010
Ethics In Career Counselling
Introduction
The term ethics is derived from the Latin word ethic which refers to moral philosophy. It is used to refer to the study of customs and values of an individual or a group. It encompasses the analysis and use of concepts such as responsibility. Ethical norms are the moral standards that help us judge good from bad or right from wrong and living morally. This involves articulating the good habits or that we should have, the consequences of our behavior on us and others and the duties that we are supposed to follow.
Career counseling ethics is a form that evaluates ethical guidelines and moral issues that can come up in a counseling environment. The counseling environment during the 21st century have become focused and conscience. Consequently, the need for more ethical counseling behavior, actions and processes is increasing. As a result, pressure has been mounted on the career counselors to improve their counseling ethics through laws and refined public initiatives. The variety and quantity of ethical issues in career counseling shows the extent to which the professional is considered to be in line with ethical values. Over the years, the concept of career counseling ethics accelerated sharply between the 1980s and 1990s within major organizations. (Savickas, 1993)
Importance of career counseling
Career counseling is important as it helps in;
Making informed career resolutions and setting proper directions
Changing and choosing degree programs and also majors
Planning for job after graduating
Determining resources that support career chose and actions (Crites, 1981)
What career counseling involves
Career counseling entails confidential meetings with a well trained professional for example a psychologist, or a social worker who follows the laid down ethics and standards in the profession. The career counselor will ask some questions concerning your career and your plan of life, and discuss about the main personal influences that will influence your career. Career counseling normally entails setting goals and objectives and learning to determine good career decisions. (Savickas, 1993)
Free Pawn Shop Business Plan for Loans
Obtaining Business Financing
Free Pawn Shop Business Plan for Loans
When obtaining a business loan for a pawn shop or related pawn brokering business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your pawn shop, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.
Executive Summary
Introduction
When obtaining a business loan for a pawn shop, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:
Pawn Shop, Inc. (“the Company”) is seeking a business loan of 0,000 in order to launch the operations of a pawn brokering business that will be based in San Francisco California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.
Products and Services
In the next segment of the business loan and business planning document, you should showcase the products and services that you will be providing to the general public. For instance:
The Pawn Shop will provide general pawn brokering services to the general public, which includes providing small collateral loans to individuals based on the value of the property that they bring into the Company’s store. The business will specialize in making loans that are specific to jewelry.
Business Loan Terms
Now it is time to discuss the anticipated terms of the business plan that you are seeking. An example paragraph of how this is stated:
At this time, Mr. Doe is seeking a conventional business loan in the amount of 0,000. The interest rate, loan terms, and loan covenants are to be determined during negotiation. However, this business plan assumes that the business will receive a seven year business loan with a seven percent interest rate due on the outstanding principal balance.
Finding Your Career Fit
Have you ever had a job that just wasn’t a fit? I sure have, and I was miserable. Even when I really liked the work, there were some days I barely had the energy to get up and go to the office. I wasn’t happy to be there. I didn’t feel like my work was making a big impact. I lost my enthusiasm and creativity. At the end of the day, I was so drained. Then, I’d go to bed and get up to do it all over again. I felt like a hamster on a wheel and dreamed of escaping, but I felt stuck. Maybe you’re in that job now and you’re miserable.
So, what do you do when you feel stuck and miserable in your career?
Figure out what isn’t working. Usually, there is one aspect of the job that isn’t working for you. It could be that the work you’re doing isn’t interesting, you’re in the wrong role, or you’re in the wrong environment.
When the work isn’t interesting, and you’re struggling to keep up
Sometimes, the work you’re doing just isn’t interesting anymore. I see this a lot when people get stuck using skills they’re good at but don’t enjoy using. For example, I’ve had highly creative clients, who are also organized, get stuck in project management roles. In those roles, they have to focus on details and information. But, what excites them is coming up with new ideas for products or programs and handing the details over to someone else. Working against your interests is a stressful place to be, often leading to burnout. Before long, your enthusiasm and engagement in the job will go away. That will lead to poor performance and ultimately, you could get fired.
When you’re in the wrong role, and you’re heading in the wrong direction
Your career could also be heading in the wrong direction. When someone performs well, there is always the pressure of seeking out advancement. But, not everyone wants that level of responsibility. When you advance up the management ranks you become removed from the work you enjoyed to managing people doing the work you enjoyed. It’s a very different skill set that doesn’t come naturally to most people. At some point, you have to decide if you want to advance or not, or even if you want a traditional career path. For example, many people opt out of the traditional job progression in favor of portfolio careers or business ownership.
Home Business in India, Home Business without Investment in India, Home Business Ideas in India, Start Home Business in India
HOME BUSINESS WITHOUT INVESTMENT IN INDIA
If you’re like nearly everyone citizens, it’s powerfully to kind split ends join with immediately single takings. If you are married, both partners ought to toil, expenditure countless thousands of dollars on childcare and organization clothes. To offset their monetary discrepancy, many citizens are looking into getting on track in their own mother country organization. Both full-time and part-time mother country businesses can be operated from the comfort of your own mother country.
Some citizens are making ultra money to wage in place of extras, while others maintain bowed their mother country organization into a primary source of takings. Some citizens wear out their mother country organization as a entertainment, to maintain fun and earn a little “pocket money.” The of great consequence gadget is with the aim of they are taking helpful dogfight, considerably than waiting in place of a economic mess. They are setting the stage to convalesce their lives – something you can resolve too.
Multi-level marketing, mail order businesses and other in-home businesses are very widely held. If this way of earning ultra takings appeals to you, by all channel check barred the possibilities. These are not the solitary ways you can work from mother country. There are many ways of getting on track in your own mother country organization with the aim of you ought to investigate.
Some other ways of getting on track in your own mother country organization include on-line businesses such as a typing service, ghost symbols in place of others, creating want ad emulate, dating services, belief counselling service, producing how-to DVD’s or videos on various topics, preparing resumes, et cetera. Clothed in truth, the options in place of getting on track in your own mother country organization are almost unrestricted.
One of your basic tasks in getting on track in your own mother country organization is to resolve selected marketplace explore. Discover in place of by hand how many competitors you will approach up contrary to. Then take a look by the side of how many would-be clients would be willing to wage in place of your services. Clothed in other lexis, characterize your marketplace and identify your would-be clients and customers. After you check the applicable data, discuss your campaign with other knowledgeable citizens and contract their ideas and suggestions. Your subsequently task will after that be to develop a detailed organization diagram. The more details you mark barred the better – cover all your bases as to immediately how you’ll resolve everything with the aim of ought to contract ready, and the schedule line in place of liability them. You hunger to kind it as stress-free as promising to be profitable.
Promote your business brilliantly with a creative advertising agency
Spreading the word about your business and your product or service is really important in today’s world. There are many business solutions out there that have a wide range of products to sell to their audiences. To survive amidst such aggressive competition, you will have to resort to some innovative strategies that will ensure that your business and your brand name, is being recognized. One of the best ways in which you can achieve this is by great promotional strategies. Approaching a good advertising agency will be the best option to get your name popular with target audiences.
There are many ways in which you can help your company’s promotions. While direct marketing does impact sales directly, you can create phenomenal brand awareness about your business with a creative advertising agency. Imaginative advertisements that showcase your business, the product or some new venture will definitely draw attention towards your business or the brand name. One of the strongest strategies that will be able to help you get the sort of customers you seek is branding. A company’s brand name has a really important role to play in increasing the popularity of the business and the products.
With the right marketing strategies, your business can get immense sales in no time. There are many different approaches that can be adopted when you decide on embarking upon a promotional campaign. Advertising, without a doubt will prove to be a really credible route of achieving success as it will establish your brand’s name in the market. You will also be able to target particular businesses and relevant audiences by approaching a special ad agency for your needs. Selling a technology product will be really easy if you take the help of a technology advertising agency that knows all about selling technological gadgets and tools.
There are many advantages that you will be able to obtain when you work with a start up advertising agency. They will have a really new workforce interested in making a mark in the market and so they will work hard on your creative concepts. Some of the most innovative professionals too will be able to push in their original thoughts for your promotional campaigns. A really important aspect here that will have an important part to play in your promotional campaign is public relations. Someone who is well versed with this part of the campaign will be able to make sure that your connection with your clients is stable. They will take care of your clients well.
guide to be an enterpreneur
Guide to be an entrepreneur
We spend at least one fourth of our lives dreaming. Dreams of our beautiful and surprising future, yet to unfold and lay its hands on us. Dreams which know no boundations, mirror of another world. Whatever we see today has also been the dream of someone, the entrepreneurs of their fields….
Off course its not just day dreaming that makes an entrepreneur. It’s the untiring hard work and the utmost faith that they have in their abilities which makes their dreams come true.
People called Bill Gates over- confident and revolutionary when he predicted that “there would be a computer in every home with MICROSOFT software in it”. But today whichever computer you use- Dell, Compaq, IBM, Gateway, or some other brand- you almost certainly use MS windows as your Operating System. And even if you have an Apple Macintosh computer, you may use Microsoft program on it. Bill was a born entrepreneur, ready to go to any length to achieve his goals.
He teaches us that if you want anything (“from- sole leadership to great profits”) from the core of your heart, no matter how difficult you will get it provided you are ready to spend sleepless nights, days with no food, a 100 % devotion. May be everything turns wrong, may be everybody is against you, may be you try anything but fail, may be time is taking revenge but if you are with yourself and you have a strategy then you are bound to win.
A boy, who woke up at 3:30 in the morning to sell newspapers, slept in the class-room, again having to sell newspapers and taking care of the animals in the evening at an age of 12, should not have thought of becoming an entrepreneur. But we are glad that he did and gave us not only the first ever animated feature film but our dear Mickey-Mouse and thus a whole new Entertainment Empire. Yes, you guessed it right –Walt Disney!
He has seen all that any entrepreneur can probably see in his single life. From being bankrupt to betrayals, from being broke to being sacked. From being homeless to being an uncrowned prince of Disney land. From being unknown to become a history. His success can be attributed to just one word COURAGE. It’s very easy to give up dreams but all the more difficult to live through each and every atrocity that pursuing your dreams provide. Every one has eyes but entrepreneurs have vision. It’s this vision that helps them to see the greatest challenges as their greatest strengths.
Customer Service! – What is It? – Why Do You Need It? – How Do You Give It?
“Back in the good old days”, Fortune 100 companies recruited beautiful women with sexy voices, coiffures, expensive dresses (and brains). They were called “Receptionists”. It was their job to sit at the front desk and be the “face” of the company. After the company name hanging on the wall, the beautiful receptionist was the first thing people saw. The receptionist had to have brains. She had to be tactful and diplomatic in handling whoever contacted the company. She was the front line of what would be called: “Customer Service”.
Today the majority of incoming communication is by telephone and email. A pretty receptionist is nice but not that important. When someone contacts the company, these days, they are likely to encounter the dreaded “telephone tree”. This diabolical device, certainly not invented by customers, can be an additional source of and addition to their frustration, consternation and (frequently) anger. It is not uncommon for customers to be placed on hold for over an hour.
They are calling customer service because they either didn’t get what they wanted or they have a problem. They are not real happy, and what do they get? The Telephone tree.
Bestselling author of Freakonomics Stephen J. Dubner, says, “I am probably typical in that I hate making a customer-service call to just about any large company. The odds of getting useful information in anything under a half hour are pretty slim”. He seems to be the flag bearer for frustrated consumers who want to fight back, “I can imagine that some people won’t be interested in giving out their phone numbers, even to a website that’s providing a free and pretty useful service,” he writes. “I can also imagine that some people may be tempted to exploit this service, getting a customer-service rep on the line and then, since it cost nothing to do so, hanging up on them out of spite for all the past injustices”. Ouch!
IT’S ALL ABOUT YOU!
Business Ethics: The role of Culture and Values for an Ethical Workplace
Business Ethics:
The role of Culture and Values for an Ethical Workplace
Dr. Chadaram Satyanarayana,
Director,
Yadavrao Tasgaonkar School Of Business Management,
Bhiwpuri Road, Karjat,
Maharastra, India.
19th January,2011.
According to Concise Oxford Dictionary, ‘ethic’ is relating to morals; treating of moral questions; morally correct; honorable.
It is the study of morals and morals choices. It focuses on standards, rules and codes of conduct that govern the behavior of individuals and groups. In the simplest terms, business ethics are moral principles that define right and wrong behavior in the world of business. What constitutes right and wrong behavior in business is determined by the public interest groups, and business organizations as well as an individual’s personal morals and values. The other dictionary meaning of ‘ethics’ is that it is the ‘ science of morals’ ; it is that branch of philosophy, which is concerned with human character and conduct It is a treatise on morals ( capable of knowing right and wrong).’Ethics refer to the code of conduct the guide an individual while dealing in a situation. It relates to the social rule that influence people to be honest in dealing with the other people. Ethics are the principles of behavior that distinguish between the right from the wrong business ethics is the evaluation of business activities and behavior as right or wrong . Ethical conduct conforms with what a group or society, as a whole considers right behavior.
Abstract:
An ethical workplace is established through an organization’s culture, values and leadership. To promote ethical behavior, human resource professionals, people mangers and senior management need to be knowledgeable about business ethics – from leadership, codes of conduct and related legislation to compliance training, ethical decision-making, and cultural and generational differences around ethics, Transparency, fairness and communication are keys to establishing and maintaining an ethical workplace,
Introduction:
In the business world today, issues of trust, respect , fairness, equity and transparency are gaining more attention, Business ethics includes organizational values, guidelines and codes, legal compliance, risk management, and individual and group behavior within the workplace.
Effective leadership, with open dialogue and thoughtful deliberation, develops the foundation of an ethical workplace, is woven into the fabric of the organizational culture and is mirrored in ethical decision-making. Toward this end, all organizational leaders have role in establishing corporate values and modeling ethical behavior for their workforce, organization and community.
The Best Business Online
We often receive e-mails about the best business online ever created and if we don’t seize the opportunity right away we are basically not worth to be in the industry. Therefore, every single opportunity that we receive is the best business online. Many of us have actually believed such claims and tried some of these so called opportunities. If we want to look at the bright side we would say that the lost money is the price we are paying to gain more experience. Some would say that those claims were just hype.
The question that forces itself to be asked here would be; is there such a thing called the best business online? If so, what are the criteria that would make a business better than another, and therefore, what makes a business to be the best business online?
All questions will have to be answered only if the answer to the first question was positive. If the answer to the first question was negative then we don’t need to bother about answering the remaining questions.
In short, I don’t believe that there is such a thing as the best business online. Let’s take a look at the offline marketplace. A good business idea depends on factors such as competition in the industry in question, market size…etc. But we don’t see a huge industry in the offline marketplace that basically concentrates on building a downline. The offline marketplace concentrates on producing and selling products and services.
Business Online went astray from the concept and concentrated on building organizations of marketers without paying any attention to products and services. It went to the point that people are paying money for absolutely nothing. Business online should get back to the main track of producing and selling.
The beautiful thing about establishing a business online, is that you can create any business you want either with your own products/services or other people’s. The trick in online business is visibility and how to make your target market find you without you having to spend a fortune. This is of course the quest of every person who has a business online, but it is not the purpose of this article.